Insurance Claim Surveying

Chartered Insurance Surveyor

Insurance Claim Assistance

RICS Chartered Surveyors for Insurance Claims

Our team of chartered surveyors at ASL are experienced in dealing with insurance claims for all major perils including subsidence, fire and flood.

We deliver independent surveying services for insurance claims on residential and commercial properties, working with both private clients as policy holders, and major loss adjusters.

Our highly qualified surveyors operate independently from other parties involved in a claim, ensuring our advice is always impartial, handled carefully, effectively and accurately.

Insurance claim surveying focuses on assessing and managing the claim, while reinstatement deals with the practical task of repairing the damage.

What is an Insurance Claim Surveyor?

An insurance claim surveyor is responsible for assessing damage to both residential and commercial properties covered by insurance policies, caused by incidents like fire, floods, or structural issues.

The main role of our insurance claim surveys is to investigate the extent of any damage, verify the cause, and ensure a claim is valid.

Responsibilities of an Insurance Claim Surveyor

When approaching an insurance claim, we conduct site inspections, gather evidence, and speak to relevant parties before preparing a detailed report, referred to as a schedule of works, which outlines repairs needed. This report is usually provided to the client, loss adjuster, or assessor.

Our Services for Insurance Claim Assistance

We work closely with your insurer’s loss adjusters to interpret your building insurance policy, making sure you receive the service you’re entitled to.

If your commercial property suffers major damage, we take a proactive approach to minimise any disruption to your business, get your premises reinstated swiftly.

Is it obligatory to hire a surveyor for insurance claims?

There is no obligation to use the in-house surveyor provided by the loss adjuster.

While you are not obligated to hire a surveyor, having an expert who understands the complexities of insurance policies and claims procedures can provide valuable peace of mind.

Who arranges a surveyor for insurance claims?

A surveyor may be appointed by the policyholder, a loss adjuster, or a loss assessor. In all instances, ASL’s surveyors will act independently, offering unbiased advice on the necessary steps for repair.

As per the terms of your policy, the policyholder can appoint an independent building surveyor to oversee the insurance reinstatement works, with the fees included as part of the claim.

Once appointed, we will communicate directly with the insurer’s loss adjuster to ensure your claim is resolved to your satisfaction. We are also happy to review your policy before any fee-based work begins.

ASL RICS Chartered Surveyors

We understand that experiencing major damage can be incredibly stressful, but we aim to ease some of the anxiety by offering a proactive approach to reinstatement works.

The team at ASL are always on hand to address any concerns you may have, keeping the process as smooth as possible during such a difficult time.

Why Choose ASL Chartered Surveyors and Valuers?

Expertise & RICS Certification

Our accreditation, extensive experience, in-depth knowledge of the commercial property market, ensures you receive the highest service with every valuation.

Comprehensive & Transparent Reports

We deliver clear and concise reports providing a complete picture of your commercial property’s condition, value, or life cycle cost analysis.

Accurate & Reliable

ASL deliver comprehensive and precise valuations backed by thorough research and commercial market analysis.

Client-Centric Approach

Your satisfaction is our priority, and we are dedicated to tailoring our valuations to your unique requirements, and answering any questions throughout the valuation process.

Hear From Our Customers

I got ASL to provide a valuation on a property I was purchasing and following their advice I was made aware of a number of repairs which resulted in a lower valuation than the agreed purchase price. I was able to negotiate a new purchase price saving £12,000. The service was quick, efficient and friendly.

Cannot fault the service received from Nick at ASL Surveyors. He ensured that the whole process was quick, efficient and stress free. I had my report back within a few days so I honestly couldn’t recommend him and this company enough. Thank you!!

I used ASL for my recent home purchase. Complete transparency and efficient communication was achieved throughout. I received my full report in a timely fashion and couldn’t recommend the company more to anyone looking to use their services.

We recently agreed a private sale on a bungalow in Gateacre, as there was no agent involved, we were advised to at least get a Home Survey. Gabriella arranged this quickly and we received the report a couple of days after the survey was done. It was really detailed but explained perfectly and the scoring system allowed us to understand it better. We had a couple of questions which James answered on a phone call a few days after. Excellent service throughout, thanks to all involved.

As a firm we highly recommend ASL Chartered Surveyors, rely on their service and we will continue to do so in the future. We have used ASL Chartered Surveyors for our housing disrepair clientele and they always deliver in accordance with the protocol. We are confident in the service ASL Chartered Surveyors provides, and we have always found them to be reliable, approachable and professional – they never hesitate to assist us and indeed our clients with any queries we may have collectively throughout the process.

I can’t fault the service we received and have had a really positive experience with the company. The guys carried out an extensive search on our property and provided a thorough report. On moving in we noticed a couple of issues that we wanted some more information on and contacted them to advise. Mal and Danny came straight out to do another check and were extremely friendly and helpful and gave us some useful tips on how to solve the issues. The service has been very professional and they are clearly a very reputable company to make a second visit and reassure us.